Conventional wisdom says seniors should wait until the end of December to take their required minimum distribution (RMD)—that’s the minimum amount that tax law requires most...
Retirement Planning
All Retirement Planning Articles
Is Social Security Taxable? Seven Things You Should Know
Are you wondering, how much Social Security will I get? It’s a good question, but what really matters is how much you’ll get to keep....
When Should You Apply for Social Security Benefits?
Social Security expert Martha Shedden has spent decades advising people how and when to file for their benefits. Last December, with her own 70th birthday...
Social Security Disability Payment Schedule for 2025
When people mention Social Security payments, they’re typically referring to retirement benefits—but the Social Security Administration (SSA) also operates the Social Security Disability Insurance (SSDI)...
Can You Collect Social Security and Still Work?
Today’s high cost of living is encouraging many retirement-age people to remain in the workforce. But can you collect Social Security and still work full...
The $1,000 a Month Rule for Retirement Savings
One of the biggest challenges in retirement planning is deciding on how much you need to save to last the rest of your life. There...
Preretirement Caution: Taking Early 401(k) Withdrawals
Withdrawing money from your 401(k) before age 59½ can leave you with a big bill for penalties and taxes if you don’t know what you’re...
Average Social Security Check by Age
The Social Security Administration stopped mailing out benefits estimates back in 2011, leaving many of us unclear about how large our Social Security payments will...
Rule of 55: What You Should Know for Early Retirement
People who are looking for information on how to retire early often perk up when they hear about the “Rule of 55,” an exception that...
What Changes Are Coming to Social Security in 2025?
The COLA that matters most to retirees isn’t Coca-Cola. It is the Cost-of-Living Adjustment (COLA) that the Social Security system institutes annually to account for...
Solo 401(k) vs SEP IRA: Which Is Better for You?
Either a solo 401(k) or a SEP IRA can be a compelling retirement-savings vehicle for self-employed people and small business owners. But which is the...
Best Jobs for Retirees
Retirement no longer means what it meant to our parents. According to T. Rowe Price, about 20% of retirees are working part- or full-time, and...
